Belleville: 613-966-8060 | Cobourg: 905-372-2237 | Kingston: 613-548-7070 | Trenton: 613-394-0707
Consultation for Debt Consolidation in Belleville, Trenton and Surrounding Areas
Consultation for Debt Relief in Belleville and Surrounding Areas
Rely on F. J. Zielski & Associates Inc for a helpful debt consolidation consultation in Belleville, Trenton, Kingston and their surroundings. We’ll discuss your debt and find the help you need.
Consolidating your debt allows you to pay it off in a manageable way. With a debt consolidation loan, several payments are combined into one smaller payment that is the same monthly amount. This method allows you to pay off multiple debts, such as credit cards, student loans, and personal loans.
Through debt consolidation, you also save money on interest because secured loans have less interest than the credit cards you might be paying with currently. Contact us today to book a consultation for debt relief in Belleville and surrounding areas.
Using credit cards, loans, and other forms of credit is a great way to buy the things you need, but only if you can pay them off promptly. Debt can drown you if you have too much of it. If you have become insolvent or cannot pay off the debts you owe, consider debt consolidation.
How F. J. Zielski & Associates Inc Can Help
Paying off creditors can be difficult, especially if there are many that you have to deal with. Instead of dreading calls from phone numbers you don’t recognize and worrying every time someone knocks on your door, get help paying off your debt. The Licensed Insolvency Trustees at F. J. Zielski & Associates Inc have the knowledge and experience to help you choose the best way to consolidate your debt.
When you call us for a debt consolidation consultation, we’ll review your debt and find a plan of action to help you pay off your creditors. We can explain the benefits of different plans, such as consumer proposals and bankruptcy so you clearly understanding every option. Overwhelming debt is a stress that no one should suffer for long. If you need help refinancing your debt, call F. J. Zielski & Associates Inc for a debt consolidation consultation in Trenton, Belleville, Kingston and surrounding areas.
Consider Your Options
Refinance your home or apply for a loan to cover your debt.
Your debt stays the same and you may risk running up your credit card balances again.
A debt management plan consolidates unsecured debt into one monthly payment. All your creditors must agree as each card gets paid off, and the account is closed. Once all your debts are paid in full, you complete the program.
R7 rating for two years after completion.
Get out of debt in 9-21 months. Government-regulation administration through the Bankruptcy and Insolvency Act. Creditors have no control over your decision to file. Non-exempt assets are surrendered.
R9 rating for 7 years (14 years if it is your second bankruptcy).
Pay back some of your debt over five years and keep your assets. Consolidate all your unsecured debt into one monthly payment you CAN afford. Bind all creditors if the majority of the debt is approved.
R7 rating for three years after your last payment or six years from filing (whichever is shorter).
“The most common means of undoing debt.”
Why Choose Us ?
We at F. J. Zielski & Associates Inc know how difficult and stressful debt management can be. For this reason, we're dedicated to providing knowledgeable debt reduction advice in Belleville, Trenton, Kingston, and surroundings. Here's why you ought to pick us:
Seasoned experts:
The strategies for debt reduction and consolidation are well-versed by our staff of Licensed Insolvency Trustees. We assist you in navigating the complexities of your financial situation by offering tailored advice and practical debt management and reduction strategies.
Personalized solutions:
Every financial circumstance is different. During our session, we take the time to understand your particular situation and work with you to develop a personalized plan. Whether it's a consumer proposal, personal bankruptcy, or debt consolidation, we'll assist you in selecting the one that best meets your circumstances.
Comprehensive services:
From the initial consultation until the conclusion of your debt relief journey, we offer comprehensive services to support you. Our services include:
Credit counselling: Get direction on handling your money and staying out of debt in the future.
Personal bankruptcy: Recognize the steps involved and the consequences of declaring bankruptcy.
Proposal from the customer: Investigate this bankruptcy substitute that lets you pay back some of your debt.
Clear and transparent process
We believe in maintaining transparency throughout our process. We ensure you know every stage and each choice's advantages and disadvantages. We aim to give you the information you need to make wise choices regarding your financial future.
Dedicated support
Our top priority at F. J. Zielski & Associates Inc is you. We provide ongoing assistance and direction to help you achieve financial security. We use a caring approach to ensure you always feel heard and supported.
Take charge of your financial destiny with the help of the reliable professionals at F. J. Zielski & Associates Inc. Contact us today to book a consultation for debt relief in Belleville and surrounding areas.